RJS CAPITAL - COMMERCIAL LOANS

DIRECT COMMUNICATION

ACCELERATED LOAN APPROVALS

FLEXIBLE FINANCING OPTIONS

OUR RECORD

NON-RECOURSE

80%

REPEATED BORROWERS

10+

YEARS OF EXPERIENCE

FUNDED DEALS

$2.5MM

RV Park

Charleston, SC

$3.7MM

MOBILE HOME PARK

HARRISBURG, PA

$3.3MM

MOBILE HOME PARK

KNOXVILLE, TN

$4.4MM

HOTEL

RALEIGH, NC

$5MM

APARTMENTS

norfolk, va

$2.2MM

APARTMENTS

MARTINSBURG, WV

$6MM

APARTMENTS

RICHMOND, VA

$2.5MM

RV PARK

CHARLESTON, SC

FUNDING IN 3 SIMPLE STEPS

Step

Apply For Loan

Step

Get Approved

Step

Get Funded

SEE HOW WE’VE HELPED BUSINESSES THRIVE

“I’ve had a business relationship with Richard Sherman for approximately four years.

During this time, Richard has completed for several debt placements for our RV parks in South Carolina and Georgia, which exceed $8 million in total.

Richard is prompt and professional, and most importantly, does not commit to more than he can accomplish and perform – he knows the debt markets quite well.

I strongly recommend him to anyone needing capital structure, advice, debt, or equity placements.”

John Sanford

“My name is Jens Franzen, and I’m a real estate investor within multifamily in the southeast region of the US.

I have had the privilege of working with Richard directly on a few deals, and the experience has been overall good.

Richard has helped us collect the needed data on time, as well as putting us in contact with the correct lenders for this type of asset class, and he has brought all of us to the closing table to get the deal done.

I would highly recommend reaching out to Richard about your particular situation and loan needed, but I have the confidence that Richard has a product for each investor out there.”

Jens Franzen

“I purchased a 200-pad mobile home park in 2016 from a small lender that was unable to extend additional credit due to their lending caps for individual exposure. Their parameters would only allow them to lend near the existing loan amount. The park was in need of capital expenditures, infrastructure upgrades, road resurfacing, and electrical upgrades to vacant sites—large expenditures that needed immediate liquidity to resolve.

I spoke exhaustively to local and regional lenders whom I had relationships with, but none were able to broker a successful refinance. I spent several years with a park that limped by with near 70% occupancy, making payment after payment with no real capital to reinvest in large improvements to maximize its potential, despite being in a high rent demand area in Tennessee. I did not have the ability to overcome a 30% vacancy rate.

I met Richard, and he had a refinance solution with actual cash out within days, and within four months we closed the deal. That same park that once limped by now enjoys monthly gross rents of nearly six figures—more than double the original income—due exclusively to the efforts of Richard Sherman, with his determination and network of lending partners.

He is assertive, direct, and has a no-nonsense approach to getting deals done. He is an advocate for his client and is passionate about every deal. It’s those qualities and his determination that gave me the reassurance I needed to elect to have him successfully broker additional deals for my company. I consider him an ally and look forward to consulting with him on future deals to come.”

Mr. Simmons (MSA) Knoxville, TN

“We had to refinance our CMBS hotel loan. Few local banks looked at refinancing but could not provide a term sheet. Regional banks also did not perform. I had only 60 days left to pay off my existing loan. At that time, Mr. Richard contacted me several months before. He did a great job. He stood to his promises. He could present everything to the lender in a professional manner. I own several hotels, and he closed the deal for my Raleigh hotel at reasonable terms and in a limited time. Richard and his team were easily available at any time during the loan process. I very much appreciate his work and manner. He is an advocate for your deal, and we share a common bond behind real estate. I am sure he will not let you go down. I look forward to doing another transaction with him and his team soon.”

Ramnick – Real Estate Investor (MSA) Raleigh, NC

“I worked closely with Richard for over a year to consider and eventually close on an FNMA refinance (from traditional debt) on our multifamily apartment building in Richmond, VA. Richard was professional, engaging, very attentive, not aggressive from a sales perspective, offered several solutions, and helped me understand all aspects of the transaction and the pros and cons for our circumstances. He continued to maintain contact beyond the transaction to ensure the transition went smoothly, and we are still in contact a year beyond. I would highly recommend working with him!”

Real Estate Investor (FNMA) Richmond, VA

OUR LOAN PROGRAMS

Browse our core financing options, each designed for a specific type of investor, property class, and exit strategy.

PREFERRED
EQUITY

Bridge capital solutions when senior debt isn’t enough.

CONSTRUCTION
FINANCING

Ground-up, renovation, or adaptive reuse loans with structured exits.

QUICK CLOSE
LOANS (UNDER 30 DAYS)

When holding costs are rising, we deliver speed.

BRIDGE
LOANS

Short-term fix until you stabilize or execute your exit.

NON-RECOURSE CASH OUT EQUITY REFINANCE

Non-recourse capital that lets you access equity without selling or changing ownership.

PERMANENT
LOANS

Take out your short-term debt with long-term rates and predictability.

Whether you’re acquiring, refinancing, or expanding your commercial portfolio, our team provides the personalized guidance and financial clarity you need to move forward with confidence. Every loan solution is designed around your unique project, timeline, and long-term strategy.

From complex value-add transactions to stabilized income-producing properties, we help investors and operators secure reliable funding without delays. Transparent communication, streamlined processes, and deep industry experience ensure your deal stays on track from start to finish.

OVER 2500 LOANS CLOSED

Expert support from a team that understands the complexity of commercial real estate and guides you through every step of the lending process.

Long-standing relationships built on transparency, reliability, and consistent execution across thousands of successful commercial loan transactions.

Fair, strategic, and data-driven lending solutions designed to protect your interests while helping your project move forward with confidence.

BUILDING WEALTH THROUGH MOBILE HOME PARKS

Mobile home parks remain one of the strongest cash-flowing asset classes in commercial real estate. We help investors acquire, expand, and reposition MHP communities with customized financing designed to support long-term stability and accelerated returns.

GET A LOAN FOR YOUR REAL ESTATE INVESTMENT NOW

Whether you’re acquiring, refinancing, or developing a commercial property, our team is ready to help you move forward with confidence. We provide fast responses, competitive loan structures, and transparent communication from start to finish—so you can secure the capital you need without delays or complications.

MODERN INDUSTRIAL WAREHOUSING FOR GROWING BUSINESSES

Modern warehousing demands flexibility, efficiency, and strategic locations to support today’s rapidly expanding businesses. We provide financing solutions designed to help operators acquire, develop, or reposition industrial space that meets evolving logistics and supply chain needs. Whether you’re scaling distribution capacity or upgrading existing facilities, our loan programs are built to support long-term growth and operational stability.

With nationwide experience and a deep understanding of industrial asset performance, we structure loans that align with your investment goals while ensuring fast execution and predictable terms. From single-tenant warehouses to large multi-building complexes, we help businesses secure the capital needed to grow with confidence.

BUILD YOUR PORTFOLIO WITH PROFITABLE APARTMENT BUILDINGS

Multifamily properties offer one of the strongest combinations of stability, consistent cash flow, and long-term appreciation in commercial real estate. Whether you’re acquiring, refinancing, or repositioning an apartment community, our financing solutions are designed to help investors expand their portfolios with confidence. We structure loans that support value-add strategies, stabilization plans, and long-term hold objectives across markets nationwide.

With deep experience in both small and large-scale multifamily projects, we assist operators in securing competitive terms, streamlined underwriting, and reliable execution. From Class A developments to workforce housing, our team delivers the capital and guidance needed to strengthen NOI, improve asset performance, and grow your apartment portfolio strategically.

UNLOCKING POTENTIAL THROUGH LAND TO BE DEVELOPED

Land development offers investors a unique opportunity to create long-term value through strategic planning, infrastructure improvements, and market-driven site design. Our financing solutions help developers acquire raw or entitled land, structure phased projects, and move from concept to construction with clarity and confidence.

Whether you’re preparing a site for residential, commercial, industrial, or mixed-use development, we tailor loan structures that support due diligence, permitting, improvements, and vertical build-outs. With nationwide experience and efficient underwriting, we help developers unlock the full potential of their land opportunities.

INVESTING IN HOTELS FOR CONSISTENT REVENUE AND LONG-TERM VALUE

Hotels and hospitality assets offer investors a unique blend of recurring revenue, operational flexibility, and long-term appreciation. Whether you’re acquiring a boutique property, refinancing a branded hotel, or repositioning an underperforming asset, our financing solutions are built to support your strategy. We help investors secure competitive terms that align with occupancy trends, market performance, and overall project goals.

With nationwide experience in the hospitality sector, our team understands the complexities of management agreements, P&L structures, and seasonal revenue cycles. We streamline the underwriting and funding process to ensure smooth execution, allowing you to focus on elevating guest experiences and maximizing long-term asset value across your portfolio.

PARTNER WITH US TO UNLOCK CAPITAL SOLUTIONS.

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